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On October 1, the Health Insurance Marketplaces will open in each state and the District of Columbia, and consumers will have the ability to research, compare and enroll in health insurance plans to meet their needs. As part of the application process, consumers will be provided with information about eligibility for premium insurance tax credits to help pay for premiums. By subscribing for email or text updates, it will be easy to stay informed about the Marketplace in your state.
As the countdown to the opening of the state Health Insurance Marketplaces continues, new resources are available to consumers. The healthcare.gov website has been re-branded to focus specifically on helping educate individuals and small businesses about the Health Insurance Marketplaces launching in October.
Yes, you may purchase health insurance through a Marketplace instead of through your employer. However, if you purchase health insurance through a Marketplace instead of through your employer, you will no longer receive employer contributions toward your health insurance premiums and you will not be eligible for the Premium Insurance Tax Credit or for assistance with your cost-sharing obligations, regardless of your household income and/or size, if the health insurance offered through your employer is deemed ‘affordable’ (less than 9.5 percent of your annual household income for 2014
insureUStoday is maintained through collaboration and support from the Patient Advocate Foundation, the Patient Action Council and the National Patient Advocate Foundation, with the goal to inform patients, providers and health care stakeholders on issues surrounding health care reform.
insureUStoday takes the confusion out of health care reform and improves consumer understanding of the insurance benefits they will experience as a result of the Affordable Care Act.
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Supported by the Patient Advocate Foundation, the Patient Action Council and the National Patient Advocate Foundation