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For the last 6 months, there has been a lot of news surrounding the opening of the state - based marketplaces (also known as exchanges) as a new way to purchase health insurance associated with the Affordable Care Act. In addition, widespread discussion surrounding the challenges that many of the marketplace websites have experienced have made people more confused about what options they actually do have to secure coverage. Here are a few ways that you can secure comprehensive coverage right now!
The Obama Administration has very recently postponed a requirement until 2016 that all mid-sized employers (50-99 employees) offer health insurance to those employees who work at least 30 hours a week. This mandate was previously delayed until 2015. Also larger employers (100 or more) will only have to provide insurance to 70% of their full-time employees in 2014 and 95% in the next year. This extension has implications for both employers to make the transition and individual employees who would otherwise have benefited immediately from this mandate.
On October 1, the Health Insurance Marketplaces will open in each state and the District of Columbia, and consumers will have the ability to research, compare and enroll in health insurance plans to meet their needs. As part of the application process, consumers will be provided with information about eligibility for premium insurance tax credits to help pay for premiums. By subscribing for email or text updates, it will be easy to stay informed about the Marketplace in your state.
insureUStoday is maintained through collaboration and support from the Patient Advocate Foundation, the Patient Action Council and the National Patient Advocate Foundation, with the goal to inform patients, providers and health care stakeholders on issues surrounding health care reform.
insureUStoday takes the confusion out of health care reform and improves consumer understanding of the insurance benefits they will experience as a result of the Affordable Care Act.
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Supported by the Patient Advocate Foundation, the Patient Action Council and the National Patient Advocate Foundation